We Put Money in YOUR Pocket!! Past Performance Jake's Picks Against the Spread YEAR RECORD WIN % ROI / WAGER RETURN / BEG. BANKROLL 2007 28-37-0 43.1% -13.9% -47.1% 2006 38-41-3 48.1% -3.8% -13.7% Lifetime 66-78-3 45.8% -8.3% -58.3% JT's Picks Against the Spread YEAR RECORD WIN % ROI / WAGER RETURN / BEG. BANKROLL 2007 31-33-2 48.4% -3.1% -10.6% 2006 36-37-1 49.3% -1.4% -4.9% Lifetime 67-70-3 48.9% -2.2% -15.3%
	Table does not consider vigorish as it is an unavoidable cost of play unrelated to the utilization of our handicapping service. For example, even if we were to handicap correctly 100% of the time, our members would not realize a 100% return due to vigorish. As a result, it has been excluded to more accurately reflect NFLGaming's ROI.
	RETURN / BEG. BANKROLL based upon an average of 20% of beginning bankroll wagered weekly 18 times (Playoffs counted as one week)
	For more on ROI see our article, Money Management - An Often Overlooked Key to Success or our Return on Investment Reference Tables
	Past Performance Jake's Money Line Picks YEAR RECORD WIN % NET WINNINGS ROI 2007 22-17 56.4% $-480 -7.3% 2006 31-28 52.5% $-910 -9.4% Lifetime 53-45 54.1% $-1390 -8.5% JT's Money Line Picks YEAR RECORD WIN % NET WINNINGS ROI 2007 19-17 52.8% $-1385 -19.4% 2006 29-22 56.9% $-945 -9.0% Lifetime 48-38 55.8% $-2020 -11.6%
	Net Winnings is the net amount won based upon wagering $100 on underdogs and wagering the appropriate corresponding amount on favorites depending upon the Money Line according to our article Successful Wagering Using the NFL Money Line. ROI equals percentage return on net winnings compared to amount wagered.
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